Which card has the lower annual fee?

ICICI Amazon Pay Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

811 Dream Different Credit Card leads with an estimated ₹8,330/yr net annual value on moderate spend.

Which card has the lower income requirement?

slice credit card lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

ICICI Amazon Pay Credit Card vs 811 Dream Different Credit Card vs slice credit card

Honest side-by-side comparison of ICICI Amazon Pay Credit Card, 811 Dream Different Credit Card, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, 811 Dream Different Credit Card ranks first for estimated net annual value — ahead of ICICI Amazon Pay Credit Card by about ₹500/yr.

ICICI Amazon Pay Credit Card vs 811 Dream Different Credit Card vs slice credit card comparison table
Feature	ICICI Amazon Pay Credit Card ICICI Bank	811 Dream Different Credit Card Kotak Mahindra Bank	slice credit card Slice
Fees & eligibility
Annual fee	Lifetime free	Lifetime free	Lifetime free
Fee waiver threshold	Lifetime free	Lifetime free	Lifetime free
Min income	₹25,000/mo	₹20,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹7,830/yr	₹8,330/yr	₹3,510/yr
Online shopping	5% cashback → ₹500/mo (₹6,000/yr)	5% cashback → ₹500/mo (₹6,000/yr)	—
Top reward rate	5%	5%	Up to 1% cashback
Primary reward cap	No monthly cap published	₹500 rewards/mo cap	₹500 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Earns: 5% on online; 1% on other eligible spends · cap ₹500/month online cashback cap	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent · Wallet · Jewellery	EMI · Fuel · Rent	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	₹500	—

Frequently asked questions

Which card has the lower annual fee?: ICICI Amazon Pay Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: 811 Dream Different Credit Card leads with an estimated ₹8,330/yr net annual value on moderate spend.
Which card has the lower income requirement?: slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

ICICI Amazon Pay Credit Card

ICICI Bank

Card 2

811 Dream Different Credit Card

Kotak Mahindra Bank

Card 3

slice credit card

Slice

Your adjusted comparison

Feature	ICICI BankGold ICICI Amazon Pay Credit Card •••• •••• •••• 4242 Quick facts ICICI Amazon Pay Credit Card Top reward5% Annual feeLifetime Free Min income₹25,000/mo Tap to flip back ICICI Amazon Pay Credit Card ICICI Bank	Kotak Mahindra BankGold 811 Dream Different Credit Card •••• •••• •••• 4242 Quick facts 811 Dream Different Credit Card Top reward5% Annual feeLifetime Free Min income₹20,000/mo Tap to flip back 811 Dream Different Credit Card Kotak Mahindra Bank	SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice
Fees & eligibility
Annual fee	Lifetime free	Lifetime free	Lifetime free
Fee waiver threshold	Lifetime free	Lifetime free	Lifetime free
Min income	₹25,000/mo	₹20,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹7,830/yr	₹8,330/yr	₹3,510/yr
Online shopping	5% cashback → ₹500/mo (₹6,000/yr)	5% cashback → ₹500/mo (₹6,000/yr)	—
Top reward rate	5%	5%	Up to 1% cashback
Primary reward cap	No monthly cap published	₹500 rewards/mo cap	₹500 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Earns: 5% on online; 1% on other eligible spends · cap ₹500/month online cashback cap	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent · Wallet · Jewellery	EMI · Fuel · Rent	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	₹500	—

ICICI Amazon Pay Credit Card details →811 Dream Different Credit Card details →slice credit card details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More ICICI Amazon Pay Credit Card comparisons