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ICICI Bank MakeMyTrip Credit Card vs Kotak League Platinum vs RBL World Safari

Honest side-by-side comparison of ICICI Bank MakeMyTrip Credit Card, Kotak League Platinum, RBL World Safari — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, ICICI Bank MakeMyTrip Credit Card ranks first for estimated net annual value — ahead of RBL World Safari by about ₹1,932/yr.

ICICI Bank MakeMyTrip Credit Card vs Kotak League Platinum vs RBL World Safari comparison table
FeatureICICI Bank MakeMyTrip Credit Card

ICICI Bank

Kotak League Platinum

Kotak Mahindra Bank

RBL World Safari

RBL Bank

Fees & eligibility
Annual fee₹999Lifetime free₹3,000
Fee waiver thresholdWaived at ₹3,00,000/yr spendLifetime freeNo waiver published
Min income₹35,000/mo₹25,000/mo₹50,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹3,900/yr₹590/yr₹1,968/yr
Travel15 pts per ₹150 spend → ₹125/mo (₹1,500/yr)4 pts per ₹150 spend → ₹40/mo (₹480/yr)
Top reward rate10X reward points2 RP/₹1504X points
Primary reward capNo monthly cap publishedNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessNoneNone2 domestic/quarter + 2 intl/year (Priority Pass) · ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarter
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · WalletEMI · Fuel · RentEMI · Rent · Wallet
Bonuses
Signup bonus₹1,500₹3,000

Frequently asked questions

Which card has the lower annual fee?
Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
ICICI Bank MakeMyTrip Credit Card leads with an estimated ₹3,900/yr net annual value on moderate spend.
Which card has the lower income requirement?
Kotak League Platinum lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

ICICI Bank MakeMyTrip Credit Card

ICICI Bank

Kotak League Platinum

Kotak Mahindra Bank

RBL World Safari

RBL Bank

Your adjusted comparison

Feature
ICICI BankPlatinum

ICICI Bank MakeMyTrip Credit Card

•••• •••• •••• 4242

Quick facts

ICICI Bank MakeMyTrip Credit Card

Top reward10X reward points
Annual fee₹999
Min income₹35,000/mo

Tap to flip back

ICICI Bank MakeMyTrip Credit Card

ICICI Bank

Kotak Mahindra BankPlatinum

Kotak League Platinum

•••• •••• •••• 4242

Quick facts

Kotak League Platinum

Top reward2 RP/₹150
Annual feeLifetime Free
Min income₹25,000/mo

Tap to flip back

Kotak League Platinum

Kotak Mahindra Bank

RBL BankPlatinum

RBL World Safari

•••• •••• •••• 4242

Quick facts

RBL World Safari

Top reward4X points
Annual fee₹3,000
Min income₹50,000/mo

Tap to flip back

RBL World Safari

RBL Bank

Fees & eligibility
Annual fee₹999Lifetime free₹3,000
Fee waiver thresholdWaived at ₹3,00,000/yr spendLifetime freeNo waiver published
Min income₹35,000/mo₹25,000/mo₹50,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹3,900/yr₹590/yr₹1,968/yr
Travel15 pts per ₹150 spend → ₹125/mo (₹1,500/yr)4 pts per ₹150 spend → ₹40/mo (₹480/yr)
Top reward rate10X reward points2 RP/₹1504X points
Primary reward capNo monthly cap publishedNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessNoneNone2 domestic/quarter + 2 intl/year (Priority Pass) · ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarter
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · WalletEMI · Fuel · RentEMI · Rent · Wallet
Bonuses
Signup bonus₹1,500₹3,000

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