Which card has the lower annual fee?

Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

SBI Cashback Credit Card leads with an estimated ₹6,750/yr net annual value on moderate spend.

Which card has the lower income requirement?

Kotak League Platinum lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

ICICI Bank MakeMyTrip Credit Card vs Kotak League Platinum vs SBI Cashback Credit Card

Honest side-by-side comparison of ICICI Bank MakeMyTrip Credit Card, Kotak League Platinum, SBI Cashback Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI Cashback Credit Card ranks first for estimated net annual value — ahead of ICICI Bank MakeMyTrip Credit Card by about ₹2,850/yr.

ICICI Bank MakeMyTrip Credit Card vs Kotak League Platinum vs SBI Cashback Credit Card comparison table
Feature	ICICI Bank MakeMyTrip Credit Card ICICI Bank	Kotak League Platinum Kotak Mahindra Bank	SBI Cashback Credit Card SBI Card
Fees & eligibility
Annual fee	₹999	Lifetime free	₹999
Fee waiver threshold	Waived at ₹3,00,000/yr spend	Lifetime free	Waived at ₹2,00,000/yr spend
Min income	₹35,000/mo	₹25,000/mo	₹25,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹3,900/yr	₹590/yr	₹6,750/yr
Online shopping	—	—	5% cashback → ₹500/mo (₹6,000/yr)
Travel	15 pts per ₹150 spend → ₹125/mo (₹1,500/yr)	—	—
Top reward rate	10X reward points	2 RP/₹150	5%
Primary reward cap	No monthly cap published	No monthly cap published	₹2,000 rewards/mo cap
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet	EMI · Fuel · Rent	Fuel · Utilities · Insurance · Rent · Wallet loads
Bonuses
Signup bonus	₹1,500	—	—

Frequently asked questions

Which card has the lower annual fee?: Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: SBI Cashback Credit Card leads with an estimated ₹6,750/yr net annual value on moderate spend.
Which card has the lower income requirement?: Kotak League Platinum lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

ICICI Bank MakeMyTrip Credit Card

ICICI Bank

Card 2

Kotak League Platinum

Kotak Mahindra Bank

Card 3

SBI Cashback Credit Card

SBI Card

Your adjusted comparison

Feature	ICICI BankPlatinum ICICI Bank MakeMyTrip Credit Card •••• •••• •••• 4242 Quick facts ICICI Bank MakeMyTrip Credit Card Top reward10X reward points Annual fee₹999 Min income₹35,000/mo Tap to flip back ICICI Bank MakeMyTrip Credit Card ICICI Bank	Kotak Mahindra BankPlatinum Kotak League Platinum •••• •••• •••• 4242 Quick facts Kotak League Platinum Top reward2 RP/₹150 Annual feeLifetime Free Min income₹25,000/mo Tap to flip back Kotak League Platinum Kotak Mahindra Bank	SBI CardGold SBI Cashback Credit Card •••• •••• •••• 4242 Quick facts SBI Cashback Credit Card Top reward5% Annual fee₹999 Min income₹25,000/mo Tap to flip back SBI Cashback Credit Card SBI Card
Fees & eligibility
Annual fee	₹999	Lifetime free	₹999
Fee waiver threshold	Waived at ₹3,00,000/yr spend	Lifetime free	Waived at ₹2,00,000/yr spend
Min income	₹35,000/mo	₹25,000/mo	₹25,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹3,900/yr	₹590/yr	₹6,750/yr
Online shopping	—	—	5% cashback → ₹500/mo (₹6,000/yr)
Travel	15 pts per ₹150 spend → ₹125/mo (₹1,500/yr)	—	—
Top reward rate	10X reward points	2 RP/₹150	5%
Primary reward cap	No monthly cap published	No monthly cap published	₹2,000 rewards/mo cap
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet	EMI · Fuel · Rent	Fuel · Utilities · Insurance · Rent · Wallet loads
Bonuses
Signup bonus	₹1,500	—	—

ICICI Bank MakeMyTrip Credit Card details →Kotak League Platinum details →SBI Cashback Credit Card details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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