Which card has the lower annual fee?

slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

ICICI Sapphiro Credit Card leads with an estimated ₹3,556/yr net annual value on moderate spend.

Which card has the lower income requirement?

slice credit card lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

ICICI Sapphiro Credit Card vs slice credit card

Honest side-by-side comparison of ICICI Sapphiro Credit Card, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, ICICI Sapphiro Credit Card leads slice credit card by about ₹46/yr in estimated net value.

ICICI Sapphiro Credit Card vs slice credit card comparison table
Feature	ICICI Sapphiro Credit Card ICICI Bank	slice credit card Slice
Fees & eligibility
Annual fee	₹3,500	Lifetime free
Fee waiver threshold	No waiver published	Lifetime free
Min income	₹75,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹3,556/yr	₹3,510/yr
Top reward rate	4 RP/₹100	Up to 1% cashback
Primary reward cap	No monthly cap published	₹500 eligible spend/mo
Perks & restrictions
Lounge access	Domestic + international lounge · Premium dual-card pack — lounge visits typically bundled; verify quarterly caps on issuer site	None
UPI rewards	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent	Rent · Wallet loads · EMI
Bonuses
Signup bonus	₹4,000	—

Frequently asked questions

Which card has the lower annual fee?: slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: ICICI Sapphiro Credit Card leads with an estimated ₹3,556/yr net annual value on moderate spend.
Which card has the lower income requirement?: slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

ICICI Sapphiro Credit Card

ICICI Bank

Card 2

slice credit card

Slice

Your adjusted comparison

Feature	ICICI BankPlatinum ICICI Sapphiro Credit Card •••• •••• •••• 4242 Quick facts ICICI Sapphiro Credit Card Top reward4 RP/₹100 Annual fee₹3,500 Min income₹75,000/mo Tap to flip back ICICI Sapphiro Credit Card ICICI Bank	SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice
Fees & eligibility
Annual fee	₹3,500	Lifetime free
Fee waiver threshold	No waiver published	Lifetime free
Min income	₹75,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹3,556/yr	₹3,510/yr
Top reward rate	4 RP/₹100	Up to 1% cashback
Primary reward cap	No monthly cap published	₹500 eligible spend/mo
Perks & restrictions
Lounge access	Domestic + international lounge · Premium dual-card pack — lounge visits typically bundled; verify quarterly caps on issuer site	None
UPI rewards	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent	Rent · Wallet loads · EMI
Bonuses
Signup bonus	₹4,000	—

ICICI Sapphiro Credit Card details →slice credit card details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More ICICI Sapphiro Credit Card comparisons