Which card has the lower annual fee?

IDFC FIRST WOW Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

slice credit card leads with an estimated ₹3,510/yr net annual value on moderate spend.

Which card has the lower income requirement?

slice credit card lists a minimum monthly income of ₹15,000.

Which cards are secured (FD-backed)?

IDFC FIRST WOW Credit Card is secured — useful for thin credit files without a bureau pull at application.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

IDFC FIRST WOW Credit Card vs Kotak League Platinum vs slice credit card

Honest side-by-side comparison of IDFC FIRST WOW Credit Card, Kotak League Platinum, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, slice credit card ranks first for estimated net annual value — ahead of IDFC FIRST WOW Credit Card by about ₹2,710/yr.

IDFC FIRST WOW Credit Card vs Kotak League Platinum vs slice credit card comparison table
Feature	IDFC FIRST WOW Credit Card IDFC FIRST Bank	Kotak League Platinum Kotak Mahindra Bank	slice credit card Slice
Fees & eligibility
Annual fee	Lifetime free	Lifetime free	Lifetime free
Fee waiver threshold	Lifetime free	Lifetime free	Lifetime free
Min income	Not stated	₹25,000/mo	₹15,000/mo
Secured / FD-backed	FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹800/yr	₹590/yr	₹3,510/yr
Top reward rate	1X reward points	2 RP/₹150	Up to 1% cashback
Primary reward cap	No monthly cap published	No monthly cap published	₹500 eligible spend/mo
UPI rewards	Earns: Reward points on eligible spends via UPI and card · cap Lifetime-free; standard earn caps per IDFC T&Cs	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	Not stated	EMI · Fuel · Rent	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: IDFC FIRST WOW Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: slice credit card leads with an estimated ₹3,510/yr net annual value on moderate spend.
Which card has the lower income requirement?: slice credit card lists a minimum monthly income of ₹15,000.
Which cards are secured (FD-backed)?: IDFC FIRST WOW Credit Card is secured — useful for thin credit files without a bureau pull at application.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

IDFC FIRST WOW Credit Card

IDFC FIRST Bank

Card 2

Kotak League Platinum

Kotak Mahindra Bank

Card 3

slice credit card

Slice

Your adjusted comparison

Feature	IDFC FIRST BankClassic IDFC FIRST WOW Credit Card •••• •••• •••• 4242 Quick facts IDFC FIRST WOW Credit Card Top reward1X reward points Annual feeLifetime Free Tap to flip back IDFC FIRST WOW Credit Card IDFC FIRST Bank	Kotak Mahindra BankPlatinum Kotak League Platinum •••• •••• •••• 4242 Quick facts Kotak League Platinum Top reward2 RP/₹150 Annual feeLifetime Free Min income₹25,000/mo Tap to flip back Kotak League Platinum Kotak Mahindra Bank	SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice
Fees & eligibility
Annual fee	Lifetime free	Lifetime free	Lifetime free
Fee waiver threshold	Lifetime free	Lifetime free	Lifetime free
Min income	Not stated	₹25,000/mo	₹15,000/mo
Secured / FD-backed	FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹800/yr	₹590/yr	₹3,510/yr
Top reward rate	1X reward points	2 RP/₹150	Up to 1% cashback
Primary reward cap	No monthly cap published	No monthly cap published	₹500 eligible spend/mo
UPI rewards	Earns: Reward points on eligible spends via UPI and card · cap Lifetime-free; standard earn caps per IDFC T&Cs	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	Not stated	EMI · Fuel · Rent	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	—	—

IDFC FIRST WOW Credit Card details →Kotak League Platinum details →slice credit card details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More IDFC FIRST WOW Credit Card comparisons