Side-by-side · honest numbers
IDFC FIRST WOW Credit Card vs slice credit card vs YES Bank Marquee Credit Card
Honest side-by-side comparison of IDFC FIRST WOW Credit Card, slice credit card, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, slice credit card ranks first for estimated net annual value — ahead of IDFC FIRST WOW Credit Card by about ₹2,710/yr.
| Feature | IDFC FIRST WOW Credit Card IDFC FIRST Bank | slice credit card Slice | YES Bank Marquee Credit Card YES Bank |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | Lifetime free | Lifetime free | ₹999 |
| Fee waiver threshold | Lifetime free | Lifetime free | No waiver published |
| Min income | Not stated | ₹15,000/mo | ₹40,000/mo |
| Secured / FD-backed | FD-backed | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹800/yr | ₹3,510/yr | -₹29/yr |
| Travel | — | — | 4 pts per ₹150 spend → ₹33/mo (₹400/yr) |
| Top reward rate | 1X reward points | Up to 1% cashback | 4 RP/₹150 |
| Primary reward cap | No monthly cap published | ₹500 eligible spend/mo | No monthly cap published |
| Perks & restrictions | |||
| Lounge access | None | None | Domestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs |
| UPI rewards | Earns: Reward points on eligible spends via UPI and card · cap Lifetime-free; standard earn caps per IDFC T&Cs | Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap | Not supported (Visa/MC) |
| Key exclusions | Not stated | Rent · Wallet loads · EMI | EMI · Fuel · Rent |
| Bonuses | |||
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- IDFC FIRST WOW Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- slice credit card leads with an estimated ₹3,510/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- slice credit card lists a minimum monthly income of ₹15,000.
- Which cards are secured (FD-backed)?
- IDFC FIRST WOW Credit Card is secured — useful for thin credit files without a bureau pull at application.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
IDFC FIRST WOW Credit Card
IDFC FIRST Bank
slice credit card
Slice
YES Bank Marquee Credit Card
YES Bank
Your adjusted comparison
| Feature | IDFC FIRST BankClassic IDFC FIRST WOW Credit Card •••• •••• •••• 4242 Quick facts IDFC FIRST WOW Credit Card Top reward1X reward points Annual feeLifetime Free Tap to flip back IDFC FIRST WOW Credit Card IDFC FIRST Bank | SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice | YES BankPlatinum YES Bank Marquee Credit Card •••• •••• •••• 4242 Quick facts YES Bank Marquee Credit Card Top reward4 RP/₹150 Annual fee₹999 Min income₹40,000/mo Tap to flip back YES Bank Marquee Credit Card YES Bank |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | Lifetime free | Lifetime free | ₹999 |
| Fee waiver threshold | Lifetime free | Lifetime free | No waiver published |
| Min income | Not stated | ₹15,000/mo | ₹40,000/mo |
| Secured / FD-backed | FD-backed | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹800/yr | ₹3,510/yr | -₹29/yr |
| Travel | — | — | 4 pts per ₹150 spend → ₹33/mo (₹400/yr) |
| Top reward rate | 1X reward points | Up to 1% cashback | 4 RP/₹150 |
| Primary reward cap | No monthly cap published | ₹500 eligible spend/mo | No monthly cap published |
| Perks & restrictions | |||
| Lounge access | None | None | Domestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs |
| UPI rewards | Earns: Reward points on eligible spends via UPI and card · cap Lifetime-free; standard earn caps per IDFC T&Cs | Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap | Not supported (Visa/MC) |
| Key exclusions | Not stated | Rent · Wallet loads · EMI | EMI · Fuel · Rent |
| Bonuses | |||
| Signup bonus | — | — | — |
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https://cardhungry.com/in/en/compare/idfc-first-wow-vs-slice-credit-card-vs-yes-marqueeMore IDFC FIRST WOW Credit Card comparisons
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