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IndusInd Bank Platinum Credit Card vs RBL Bank ShopRite vs slice credit card

Honest side-by-side comparison of IndusInd Bank Platinum Credit Card, RBL Bank ShopRite, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, slice credit card ranks first for estimated net annual value — ahead of RBL Bank ShopRite by about ₹3,050/yr.

IndusInd Bank Platinum Credit Card vs RBL Bank ShopRite vs slice credit card comparison table
FeatureIndusInd Bank Platinum Credit Card

IndusInd Bank

RBL Bank ShopRite

RBL Bank

slice credit card

Slice

Fees & eligibility
Annual feeLifetime freeLifetime freeLifetime free
Fee waiver thresholdLifetime freeLifetime freeLifetime free
Min income₹20,000/mo₹15,000/mo₹15,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)-₹20/yr₹460/yr₹3,510/yr
Groceries (offline)5% cashback → ₹50/mo (₹600/yr) (cap hit)
Top reward rate1 reward point/₹1505% on first ₹1,000/moUp to 1% cashback
Primary reward capNo monthly cap published₹1,000 eligible spend/mo₹500 eligible spend/mo
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · RentEMI · Fuel · RentRent · Wallet loads · EMI
Bonuses
Signup bonus

Frequently asked questions

Which card has the lower annual fee?
IndusInd Bank Platinum Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
slice credit card leads with an estimated ₹3,510/yr net annual value on moderate spend.
Which card has the lower income requirement?
RBL Bank ShopRite lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

IndusInd Bank Platinum Credit Card

IndusInd Bank

RBL Bank ShopRite

RBL Bank

slice credit card

Slice

Your adjusted comparison

Feature
IndusInd BankPlatinum

IndusInd Bank Platinum Credit Card

•••• •••• •••• 4242

Quick facts

IndusInd Bank Platinum Credit Card

Top reward1 reward point/₹150
Annual feeLifetime Free
Min income₹20,000/mo

Tap to flip back

IndusInd Bank Platinum Credit Card

IndusInd Bank

RBL BankClassic

RBL Bank ShopRite

•••• •••• •••• 4242

Quick facts

RBL Bank ShopRite

Top reward5% on first ₹1,000/mo
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

RBL Bank ShopRite

RBL Bank

SliceGold

slice credit card

•••• •••• •••• 4242

Quick facts

slice credit card

Top rewardUp to 1% cashback
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

slice credit card

Slice

Fees & eligibility
Annual feeLifetime freeLifetime freeLifetime free
Fee waiver thresholdLifetime freeLifetime freeLifetime free
Min income₹20,000/mo₹15,000/mo₹15,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)-₹20/yr₹460/yr₹3,510/yr
Groceries (offline)5% cashback → ₹50/mo (₹600/yr) (cap hit)
Top reward rate1 reward point/₹1505% on first ₹1,000/moUp to 1% cashback
Primary reward capNo monthly cap published₹1,000 eligible spend/mo₹500 eligible spend/mo
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · RentEMI · Fuel · RentRent · Wallet loads · EMI
Bonuses
Signup bonus

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