Which card has the lower annual fee?

IndusInd Bank Tiger Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

slice credit card leads with an estimated ₹3,510/yr net annual value on moderate spend.

Which card has the lower income requirement?

slice credit card lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

IndusInd Bank Tiger Credit Card vs Kotak Urbane Gold Credit Card vs slice credit card

Honest side-by-side comparison of IndusInd Bank Tiger Credit Card, Kotak Urbane Gold Credit Card, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, slice credit card ranks first for estimated net annual value — ahead of Kotak Urbane Gold Credit Card by about ₹3,370/yr.

IndusInd Bank Tiger Credit Card vs Kotak Urbane Gold Credit Card vs slice credit card comparison table
Feature	IndusInd Bank Tiger Credit Card IndusInd Bank	Kotak Urbane Gold Credit Card Kotak Mahindra Bank	slice credit card Slice
Fees & eligibility
Annual fee	Lifetime free	₹1,999	Lifetime free
Fee waiver threshold	Lifetime free	Waived at ₹2,00,000/yr spend	Lifetime free
Min income	₹20,000/mo	₹30,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹20/yr	₹140/yr	₹3,510/yr
Dining & delivery	—	3 pts per ₹150 spend → ₹20/mo (₹240/yr)	—
Top reward rate	1 reward point/₹150	3X reward points	Up to 1% cashback
Primary reward cap	No monthly cap published	No monthly cap published	₹500 eligible spend/mo
Perks & restrictions
Lounge access	2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access	None	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent · Wallet loads	EMI · Fuel · Rent	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: IndusInd Bank Tiger Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: slice credit card leads with an estimated ₹3,510/yr net annual value on moderate spend.
Which card has the lower income requirement?: slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

IndusInd Bank Tiger Credit Card

IndusInd Bank

Card 2

Kotak Urbane Gold Credit Card

Kotak Mahindra Bank

Card 3

slice credit card

Slice

Your adjusted comparison

Feature	IndusInd BankGold IndusInd Bank Tiger Credit Card •••• •••• •••• 4242 Quick facts IndusInd Bank Tiger Credit Card Top reward1 reward point/₹150 Annual feeLifetime Free Min income₹20,000/mo Tap to flip back IndusInd Bank Tiger Credit Card IndusInd Bank	Kotak Mahindra BankGold Kotak Urbane Gold Credit Card •••• •••• •••• 4242 Quick facts Kotak Urbane Gold Credit Card Top reward3X reward points Annual fee₹1,999 Min income₹30,000/mo Tap to flip back Kotak Urbane Gold Credit Card Kotak Mahindra Bank	SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice
Fees & eligibility
Annual fee	Lifetime free	₹1,999	Lifetime free
Fee waiver threshold	Lifetime free	Waived at ₹2,00,000/yr spend	Lifetime free
Min income	₹20,000/mo	₹30,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹20/yr	₹140/yr	₹3,510/yr
Dining & delivery	—	3 pts per ₹150 spend → ₹20/mo (₹240/yr)	—
Top reward rate	1 reward point/₹150	3X reward points	Up to 1% cashback
Primary reward cap	No monthly cap published	No monthly cap published	₹500 eligible spend/mo
Perks & restrictions
Lounge access	2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access	None	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent · Wallet loads	EMI · Fuel · Rent	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	—	—

IndusInd Bank Tiger Credit Card details →Kotak Urbane Gold Credit Card details →slice credit card details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More IndusInd Bank Tiger Credit Card comparisons