Side-by-side · honest numbers
RBL Bank ShopRite vs Standard Chartered Smart Card vs slice credit card
Honest side-by-side comparison of RBL Bank ShopRite, Standard Chartered Smart Card, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Standard Chartered Smart Card ranks first for estimated net annual value — ahead of slice credit card by about ₹221/yr.
| Feature | RBL Bank ShopRite RBL Bank | Standard Chartered Smart Card Standard Chartered | slice credit card Slice |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | Lifetime free | ₹499 | Lifetime free |
| Fee waiver threshold | Lifetime free | No waiver published | Lifetime free |
| Min income | ₹15,000/mo | ₹30,000/mo | ₹15,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹460/yr | ₹3,731/yr | ₹3,510/yr |
| Online shopping | — | 2% cashback → ₹200/mo (₹2,400/yr) | — |
| Groceries (offline) | 5% cashback → ₹50/mo (₹600/yr) (cap hit) | — | — |
| Top reward rate | 5% on first ₹1,000/mo | 2% cashback | Up to 1% cashback |
| Primary reward cap | ₹1,000 eligible spend/mo | No monthly cap published | ₹500 eligible spend/mo |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap |
| Key exclusions | EMI · Fuel · Rent | EMI · Fuel · Rent | Rent · Wallet loads · EMI |
| Bonuses | |||
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- RBL Bank ShopRite has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- Standard Chartered Smart Card leads with an estimated ₹3,731/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- RBL Bank ShopRite lists a minimum monthly income of ₹15,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
RBL Bank ShopRite
RBL Bank
Standard Chartered Smart Card
Standard Chartered
slice credit card
Slice
Your adjusted comparison
| Feature | RBL BankClassic RBL Bank ShopRite •••• •••• •••• 4242 Quick facts RBL Bank ShopRite Top reward5% on first ₹1,000/mo Annual feeLifetime Free Min income₹15,000/mo Tap to flip back RBL Bank ShopRite RBL Bank | Standard CharteredGold Standard Chartered Smart Card •••• •••• •••• 4242 Quick facts Standard Chartered Smart Card Top reward2% cashback Annual fee₹499 Min income₹30,000/mo Tap to flip back Standard Chartered Smart Card Standard Chartered | SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | Lifetime free | ₹499 | Lifetime free |
| Fee waiver threshold | Lifetime free | No waiver published | Lifetime free |
| Min income | ₹15,000/mo | ₹30,000/mo | ₹15,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹460/yr | ₹3,731/yr | ₹3,510/yr |
| Online shopping | — | 2% cashback → ₹200/mo (₹2,400/yr) | — |
| Groceries (offline) | 5% cashback → ₹50/mo (₹600/yr) (cap hit) | — | — |
| Top reward rate | 5% on first ₹1,000/mo | 2% cashback | Up to 1% cashback |
| Primary reward cap | ₹1,000 eligible spend/mo | No monthly cap published | ₹500 eligible spend/mo |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap |
| Key exclusions | EMI · Fuel · Rent | EMI · Fuel · Rent | Rent · Wallet loads · EMI |
| Bonuses | |||
| Signup bonus | — | — | — |
Share this comparison
https://cardhungry.com/in/en/compare/rbl-shoprite-vs-sc-smart-vs-slice-credit-cardMore RBL Bank ShopRite comparisons
- RBL Bank ShopRite vs 811 Dream Different Credit Card
- RBL Bank ShopRite vs AU Altura Credit Card
- RBL Bank ShopRite vs AU Zenith Credit Card
- RBL Bank ShopRite vs American Express Gold Card
- RBL Bank ShopRite vs American Express Platinum Travel Card
- RBL Bank ShopRite vs American Express SmartEarn Credit Card
- RBL Bank ShopRite vs Amex Membership Rewards CC
- RBL Bank ShopRite vs Axis Bank ACE Credit Card
- RBL Bank ShopRite vs Axis Bank Airtel Credit Card
- RBL Bank ShopRite vs Axis Bank Atlas Credit Card
- RBL Bank ShopRite vs Axis Bank Flipkart Credit Card
- RBL Bank ShopRite vs Axis Bank Magnus Credit Card