Which card has the lower annual fee?

slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

slice credit card leads with an estimated ₹3,240/yr net annual value on moderate spend.

Which card has the lower income requirement?

slice credit card lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

SBI Card MILES vs slice credit card

Honest side-by-side comparison of SBI Card MILES, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

Same spend profile for all cards. How we calculate net annual value

Customize your spend

Change spend profile or swap cards — results update live below.

Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

Card 1

SBI Card MILES

SBI Card

Card 2

slice credit card

Slice

Your adjusted comparison

Feature	SBI Card MILES SBI Card	slice credit card Slice
Fees & eligibility
Annual fee	₹1,499	Lifetime free
Fee waiver threshold	Waived at ₹3,00,000/yr spend	Lifetime free
Min income	₹35,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹1,020/yr	₹3,240/yr
Travel	₹3,000 → 180 pts/mo × ₹0.25/pt = ₹45/mo (₹540/yr)	—
Top reward rate	Accelerated travel points	Up to 1% cashback
Primary reward cap	No monthly cap published	₹500 rewards/mo cap
Perks & restrictions
Lounge access	4 domestic airport lounge visits per year · No minimum spend required for lounge access	None
UPI rewards	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	Fuel · Rent · Wallet · EMI	Rent · Wallet loads · EMI
Bonuses
Signup bonus	₹2,000	—

Stack mode (hold both)

Holding both may not beat using only the better solo card on this spend.

SBI Card MILES details →slice credit card details →

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Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, slice credit card leads SBI Card MILES by about ₹2,220/yr in estimated net value.

Spend assumptions for this table

Moderate user spend profile · ₹31,000/mo

₹31,000/month total spend — typical India user

Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500

SBI Card MILES vs slice credit card comparison table
Feature	SBI Card MILES SBI Card	slice credit card Slice
Fees & eligibility
Annual fee	₹1,499	Lifetime free
Fee waiver threshold	Waived at ₹3,00,000/yr spend	Lifetime free
Min income	₹35,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹1,020/yr	₹3,240/yr
Travel	₹3,000 → 180 pts/mo × ₹0.25/pt = ₹45/mo (₹540/yr)	—
Top reward rate	Accelerated travel points	Up to 1% cashback
Primary reward cap	No monthly cap published	₹500 rewards/mo cap
Perks & restrictions
Lounge access	4 domestic airport lounge visits per year · No minimum spend required for lounge access	None
UPI rewards	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	Fuel · Rent · Wallet · EMI	Rent · Wallet loads · EMI
Bonuses
Signup bonus	₹2,000	—

Frequently asked questions

Which card has the lower annual fee?: slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: slice credit card leads with an estimated ₹3,240/yr net annual value on moderate spend.
Which card has the lower income requirement?: slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Spend assumptions

Your adjusted comparison

At a glance (moderate spend)

Frequently asked questions

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