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Side-by-side · honest numbers

SBI SimplyCLICK vs slice credit card

Honest side-by-side comparison of SBI SimplyCLICK, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, slice credit card leads SBI SimplyCLICK by about ₹1,729/yr in estimated net value.

SBI SimplyCLICK vs slice credit card comparison table
FeatureSBI SimplyCLICK

SBI Card

slice credit card

Slice

Fees & eligibility
Annual fee₹499Lifetime free
Fee waiver thresholdNo waiver publishedLifetime free
Min income₹20,000/mo₹15,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)₹1,781/yr₹3,510/yr
Online shopping10 pts per ₹150 spend → ₹167/mo (₹2,000/yr)
Top reward rate10X pointsUp to 1% cashback
Primary reward cap₹10,000 eligible spend/mo₹500 eligible spend/mo
UPI rewardsEarns: 10X Reward Points on dining, movies, department stores & partner spends (eligible channels) · cap Accelerated caps per SBI T&CsEarns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · Rent · WalletRent · Wallet loads · EMI
Bonuses
Signup bonus₹500

Frequently asked questions

Which card has the lower annual fee?
slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
slice credit card leads with an estimated ₹3,510/yr net annual value on moderate spend.
Which card has the lower income requirement?
slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

SBI SimplyCLICK

SBI Card

slice credit card

Slice

Your adjusted comparison

Feature
SBI CardGold

SBI SimplyCLICK

•••• •••• •••• 4242

Quick facts

SBI SimplyCLICK

Top reward10X points
Annual fee₹499
Min income₹20,000/mo

Tap to flip back

SBI SimplyCLICK

SBI Card

SliceGold

slice credit card

•••• •••• •••• 4242

Quick facts

slice credit card

Top rewardUp to 1% cashback
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

slice credit card

Slice

Fees & eligibility
Annual fee₹499Lifetime free
Fee waiver thresholdNo waiver publishedLifetime free
Min income₹20,000/mo₹15,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)₹1,781/yr₹3,510/yr
Online shopping10 pts per ₹150 spend → ₹167/mo (₹2,000/yr)
Top reward rate10X pointsUp to 1% cashback
Primary reward cap₹10,000 eligible spend/mo₹500 eligible spend/mo
UPI rewardsEarns: 10X Reward Points on dining, movies, department stores & partner spends (eligible channels) · cap Accelerated caps per SBI T&CsEarns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · Rent · WalletRent · Wallet loads · EMI
Bonuses
Signup bonus₹500

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