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Citi PremierMiles Card vs UOB PRVI Miles Card

Honest side-by-side comparison of Citi PremierMiles Card, UOB PRVI Miles Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

Same spend profile for all cards. How we calculate net annual value

Customize your spend

Change spend profile or swap cards — results update live below.

Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

Citi PremierMiles Card

Citi

UOB PRVI Miles Card

UOB

Your adjusted comparison

Feature
Citi PremierMiles Card credit card

Citi PremierMiles Card

Citi

UOB PRVI Miles Card credit card

UOB PRVI Miles Card

UOB

Fees & eligibility
Annual fee$194$256
Fee waiver thresholdNo waiver publishedNo waiver published
Min income$50,000/mo$80,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)$372/yr$411/yr
Travel$300 → 360 pts/mo × $0.02/pt = $7.20/mo ($86/yr) · issuer max $1,000/mo$300 → 420 pts/mo × $0.02/pt = $8.40/mo ($101/yr)
Top reward rate1.2 miles/S$11.4 miles/S$1
Primary reward cap$1,000 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge accessComplimentary lounge visits at select airports · Minimum spend required — see issuer T&Cs for current thresholdComplimentary lounge access at select airports · No minimum spend required for lounge access
Key exclusionsInsurance · Government payments · Balance transfersInsurance · Government payments · Balance transfers
Bonuses
Signup bonus——

Stack mode (hold both)

Holding both may not beat using only the better solo card on this spend.

Citi PremierMiles Card details →UOB PRVI Miles Card details →

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Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, UOB PRVI Miles Card leads Citi PremierMiles Card by about $39/yr in estimated net value.

Spend assumptions for this table

Moderate user spend profile · $2,400/mo

$2,400/month total spend — typical Singapore user

Groceries $500 · Online $500 · Dining $300 · Travel $300 · Other $300

Citi PremierMiles Card vs UOB PRVI Miles Card comparison table
FeatureCiti PremierMiles Card

Citi

UOB PRVI Miles Card

UOB

Fees & eligibility
Annual fee$194$256
Fee waiver thresholdNo waiver publishedNo waiver published
Min income$50,000/mo$80,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)$372/yr$411/yr
Travel$300 → 360 pts/mo × $0.02/pt = $7.20/mo ($86/yr) · issuer max $1,000/mo$300 → 420 pts/mo × $0.02/pt = $8.40/mo ($101/yr)
Top reward rate1.2 miles/S$11.4 miles/S$1
Primary reward cap$1,000 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge accessComplimentary lounge visits at select airports · Minimum spend required — see issuer T&Cs for current thresholdComplimentary lounge access at select airports · No minimum spend required for lounge access
Key exclusionsInsurance · Government payments · Balance transfersInsurance · Government payments · Balance transfers
Bonuses
Signup bonus——

Frequently asked questions

Which card has the lower annual fee?
Citi PremierMiles Card has the lowest annual fee at $194.
Which card earns more on moderate spend?
UOB PRVI Miles Card leads with an estimated $411/yr net annual value on moderate spend.
Which card has the lower income requirement?
Citi PremierMiles Card lists a minimum monthly income of $50,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

More Citi PremierMiles Card comparisons