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Side-by-side · honest numbers

KBank PLUSTINUM vs UOB ONE Card (Thailand) vs UOB YOLO Platinum

Honest side-by-side comparison of KBank PLUSTINUM, UOB ONE Card (Thailand), UOB YOLO Platinum — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

Same spend profile for all cards. How we calculate net annual value

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Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

KBank PLUSTINUM

KBank

UOB ONE Card (Thailand)

UOB

UOB YOLO Platinum

UOB

Your adjusted comparison

Feature
KBank PLUSTINUM credit card

KBank PLUSTINUM

KBank

UOB ONE Card (Thailand) credit card

UOB ONE Card (Thailand)

UOB

UOB YOLO Platinum credit card

UOB YOLO Platinum

UOB

Fees & eligibility
Annual fee฿1,999฿2,500฿2,000
Fee waiver thresholdNo waiver publishedNo waiver publishedNo waiver published
Min income฿20,000/mo฿30,000/mo฿30,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)-฿2,209/yr฿62/yr฿562/yr
Dining & delivery—฿3,000 × 3% = ฿90/mo (฿1,080/yr) · issuer max ฿500/mo฿3,000 × 3% = ฿90/mo (฿1,080/yr) · issuer max ฿500/mo
Top reward rate1X K PointUp to 3%Up to 3%
Primary reward capNo monthly cap published฿500 rewards/mo cap฿500 rewards/mo cap
Key exclusionsInsurance · Government payments · Cash advance · Bill payment feesInsurance · Government payments · Cash advance · Bill payment feesInsurance · Government payments · Cash advance · Bill payment fees
Bonuses
Signup bonus———
KBank PLUSTINUM details →UOB ONE Card (Thailand) details →UOB YOLO Platinum details →

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Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, UOB YOLO Platinum ranks first for estimated net annual value — ahead of UOB ONE Card (Thailand) by about ฿500/yr.

Spend assumptions for this table

Moderate user spend profile · ฿23,000/mo

฿23,000/month total spend — typical Thailand user

Online ฿5,000 · Groceries ฿4,000 · Dining ฿3,000 · Travel ฿3,000 · Other ฿3,000

KBank PLUSTINUM vs UOB ONE Card (Thailand) vs UOB YOLO Platinum comparison table
FeatureKBank PLUSTINUM

KBank

UOB ONE Card (Thailand)

UOB

UOB YOLO Platinum

UOB

Fees & eligibility
Annual fee฿1,999฿2,500฿2,000
Fee waiver thresholdNo waiver publishedNo waiver publishedNo waiver published
Min income฿20,000/mo฿30,000/mo฿30,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)-฿2,209/yr฿62/yr฿562/yr
Dining & delivery—฿3,000 × 3% = ฿90/mo (฿1,080/yr) · issuer max ฿500/mo฿3,000 × 3% = ฿90/mo (฿1,080/yr) · issuer max ฿500/mo
Top reward rate1X K PointUp to 3%Up to 3%
Primary reward capNo monthly cap published฿500 rewards/mo cap฿500 rewards/mo cap
Key exclusionsInsurance · Government payments · Cash advance · Bill payment feesInsurance · Government payments · Cash advance · Bill payment feesInsurance · Government payments · Cash advance · Bill payment fees
Bonuses
Signup bonus———

Frequently asked questions

Which card has the lower annual fee?
KBank PLUSTINUM has the lowest annual fee at ฿1,999.
Which card earns more on moderate spend?
UOB YOLO Platinum leads with an estimated ฿562/yr net annual value on moderate spend.
Which card has the lower income requirement?
KBank PLUSTINUM lists a minimum monthly income of ฿20,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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