Which card has the lower annual fee?

KBank Makro Platinum has the lowest annual fee at ฿1,490.

Which card earns more on moderate spend?

UOB ONE Card (Thailand) leads with an estimated ฿170/yr net annual value on moderate spend.

Which card has the lower income requirement?

KBank Makro Platinum lists a minimum monthly income of ฿20,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank Makro Platinum vs Krungsri AIA Visa Platinum vs UOB ONE Card (Thailand)

Honest side-by-side comparison of KBank Makro Platinum, Krungsri AIA Visa Platinum, UOB ONE Card (Thailand) — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, UOB ONE Card (Thailand) ranks first for estimated net annual value — ahead of KBank Makro Platinum by about ฿22/yr.

KBank Makro Platinum vs Krungsri AIA Visa Platinum vs UOB ONE Card (Thailand) comparison table
Feature	KBank Makro Platinum KBank	Krungsri AIA Visa Platinum Krungsri	UOB ONE Card (Thailand) UOB
Annual fee	฿1,490	฿3,500	฿2,500
Min income (monthly)	฿20,000	฿30,000	฿30,000
Top reward rate	5%	2 pts/฿150	Up to 3%
Net annual value (moderate spend)	฿148/yr	-฿3,632/yr	฿170/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank Makro Platinum has the lowest annual fee at ฿1,490.
Which card earns more on moderate spend?: UOB ONE Card (Thailand) leads with an estimated ฿170/yr net annual value on moderate spend.
Which card has the lower income requirement?: KBank Makro Platinum lists a minimum monthly income of ฿20,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankPlatinum KBank Makro Platinum •••• •••• •••• 4242 Quick facts KBank Makro Platinum Top reward5% Annual fee฿1,490 Min income฿20,000/mo Tap to flip back KBank Makro Platinum KBank	KrungsriPlatinum Krungsri AIA Visa Platinum •••• •••• •••• 4242 Quick facts Krungsri AIA Visa Platinum Top reward2 pts/฿150 Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Krungsri AIA Visa Platinum Krungsri	UOBGold UOB ONE Card (Thailand) •••• •••• •••• 4242 Quick facts UOB ONE Card (Thailand) Top rewardUp to 3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back UOB ONE Card (Thailand) UOB
Annual fee	฿1,490	฿3,500	฿2,500
Min income	฿20,000	฿30,000	฿30,000
Top reward rate	5%	2 pts/฿150	Up to 3%
Net value (moderate)	฿148/yr	-฿3,632/yr	฿170/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

KBank Makro Platinum details →Krungsri AIA Visa Platinum details →UOB ONE Card (Thailand) details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank Makro Platinum comparisons