Which card has the lower annual fee?

KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

KBank Rabbit LINE Pay leads with an estimated ฿4,051/yr net annual value on moderate spend.

Which card has the lower income requirement?

KBank Rabbit LINE Pay lists a minimum monthly income of ฿15,000.

Which cards are secured (FD-backed)?

KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank Rabbit LINE Pay vs KBank Secured Card vs Krungthai Pearl Credit Card

Honest side-by-side comparison of KBank Rabbit LINE Pay, KBank Secured Card, Krungthai Pearl Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank Rabbit LINE Pay ranks first for estimated net annual value — ahead of Krungthai Pearl Credit Card by about ฿3,121/yr.

KBank Rabbit LINE Pay vs KBank Secured Card vs Krungthai Pearl Credit Card comparison table
Feature	KBank Rabbit LINE Pay KBank	KBank Secured Card KBank	Krungthai Pearl Credit Card Krungthai
Annual fee	฿499	฿0	฿1,200
Min income (monthly)	฿15,000	Not stated	฿15,000
Top reward rate	Up to 5%	0.5% cashback	2%
Net annual value (moderate spend)	฿4,051/yr	฿750/yr	฿930/yr
Secured / FD-backed	No	Yes	No
Signup bonus	฿200	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: KBank Rabbit LINE Pay leads with an estimated ฿4,051/yr net annual value on moderate spend.
Which card has the lower income requirement?: KBank Rabbit LINE Pay lists a minimum monthly income of ฿15,000.
Which cards are secured (FD-backed)?: KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankGold KBank Rabbit LINE Pay •••• •••• •••• 4242 Quick facts KBank Rabbit LINE Pay Top rewardUp to 5% Annual fee฿499 Min income฿15,000/mo Tap to flip back KBank Rabbit LINE Pay KBank	KBankClassic KBank Secured Card •••• •••• •••• 4242 Quick facts KBank Secured Card Top reward0.5% cashback Annual feeLifetime Free Tap to flip back KBank Secured Card KBank	KrungthaiGold Krungthai Pearl Credit Card •••• •••• •••• 4242 Quick facts Krungthai Pearl Credit Card Top reward2% Annual fee฿1,200 Min income฿15,000/mo Tap to flip back Krungthai Pearl Credit Card Krungthai
Annual fee	฿499	฿0	฿1,200
Min income	฿15,000	Not stated	฿15,000
Top reward rate	Up to 5%	0.5% cashback	2%
Net value (moderate)	฿4,051/yr	฿750/yr	฿930/yr
Secured / no bureau	Standard	FD-backed	Standard
Signup bonus	฿200	—	—

KBank Rabbit LINE Pay details →KBank Secured Card details →Krungthai Pearl Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank Rabbit LINE Pay comparisons