Which card has the lower annual fee?

KBank Rabbit LINE Pay has the lowest annual fee at ฿499.

Which card earns more on moderate spend?

KBank X leads with an estimated ฿7,491/yr net annual value on moderate spend.

Which card has the lower income requirement?

KBank Rabbit LINE Pay lists a minimum monthly income of ฿15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank Rabbit LINE Pay vs KBank X vs Krungthai Pearl Credit Card

Honest side-by-side comparison of KBank Rabbit LINE Pay, KBank X, Krungthai Pearl Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank X ranks first for estimated net annual value — ahead of KBank Rabbit LINE Pay by about ฿3,440/yr.

KBank Rabbit LINE Pay vs KBank X vs Krungthai Pearl Credit Card comparison table
Feature	KBank Rabbit LINE Pay KBank	KBank X KBank	Krungthai Pearl Credit Card Krungthai
Annual fee	฿499	฿599	฿1,200
Min income (monthly)	฿15,000	฿15,000	฿15,000
Top reward rate	Up to 5%	Up to 10%	2%
Net annual value (moderate spend)	฿4,051/yr	฿7,491/yr	฿930/yr
Secured / FD-backed	No	No	No
Signup bonus	฿200	฿500	—

Frequently asked questions

Which card has the lower annual fee?: KBank Rabbit LINE Pay has the lowest annual fee at ฿499.
Which card earns more on moderate spend?: KBank X leads with an estimated ฿7,491/yr net annual value on moderate spend.
Which card has the lower income requirement?: KBank Rabbit LINE Pay lists a minimum monthly income of ฿15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankGold KBank Rabbit LINE Pay •••• •••• •••• 4242 Quick facts KBank Rabbit LINE Pay Top rewardUp to 5% Annual fee฿499 Min income฿15,000/mo Tap to flip back KBank Rabbit LINE Pay KBank	KBankGold KBank X •••• •••• •••• 4242 Quick facts KBank X Top rewardUp to 10% Annual fee฿599 Min income฿15,000/mo Tap to flip back KBank X KBank	KrungthaiGold Krungthai Pearl Credit Card •••• •••• •••• 4242 Quick facts Krungthai Pearl Credit Card Top reward2% Annual fee฿1,200 Min income฿15,000/mo Tap to flip back Krungthai Pearl Credit Card Krungthai
Annual fee	฿499	฿599	฿1,200
Min income	฿15,000	฿15,000	฿15,000
Top reward rate	Up to 5%	Up to 10%	2%
Net value (moderate)	฿4,051/yr	฿7,491/yr	฿930/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	฿200	฿500	—

KBank Rabbit LINE Pay details →KBank X details →Krungthai Pearl Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank Rabbit LINE Pay comparisons