Which card has the lower annual fee?

slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

HDFC Millennia Credit Card leads with an estimated ₹8,830/yr net annual value on moderate spend.

Which card has the lower income requirement?

slice credit card lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv DBS Bank SuperCard vs HDFC Millennia Credit Card vs slice credit card

Honest side-by-side comparison of Bajaj Finserv DBS Bank SuperCard, HDFC Millennia Credit Card, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, HDFC Millennia Credit Card ranks first for estimated net annual value — ahead of slice credit card by about ₹5,320/yr.

Bajaj Finserv DBS Bank SuperCard vs HDFC Millennia Credit Card vs slice credit card comparison table
Feature	Bajaj Finserv DBS Bank SuperCard DBS Bank	HDFC Millennia Credit Card HDFC Bank	slice credit card Slice
Fees & eligibility
Annual fee	₹999	₹1,000	Lifetime free
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Waived at ₹1,00,000/yr spend	Lifetime free
Min income	₹25,000/mo	₹35,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹180/yr	₹8,830/yr	₹3,510/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	5% cashback → ₹500/mo (₹6,000/yr)	—
Top reward rate	2X reward points	5%	Up to 1% cashback
Primary reward cap	No monthly cap published	₹1,000 eligible spend/mo	₹500 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent	EMI · Fuel · Rent · Wallet · Government	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	₹1,000	—

Frequently asked questions

Which card has the lower annual fee?: slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: HDFC Millennia Credit Card leads with an estimated ₹8,830/yr net annual value on moderate spend.
Which card has the lower income requirement?: slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Bajaj Finserv DBS Bank SuperCard

DBS Bank

Card 2

HDFC Millennia Credit Card

HDFC Bank

Card 3

slice credit card

Slice

Your adjusted comparison

Feature	DBS BankGold Bajaj Finserv DBS Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv DBS Bank SuperCard Top reward2X reward points Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv DBS Bank SuperCard DBS Bank	HDFC BankGold HDFC Millennia Credit Card •••• •••• •••• 4242 Quick facts HDFC Millennia Credit Card Top reward5% Annual fee₹1,000 Min income₹35,000/mo Tap to flip back HDFC Millennia Credit Card HDFC Bank	SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice
Fees & eligibility
Annual fee	₹999	₹1,000	Lifetime free
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Waived at ₹1,00,000/yr spend	Lifetime free
Min income	₹25,000/mo	₹35,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹180/yr	₹8,830/yr	₹3,510/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	5% cashback → ₹500/mo (₹6,000/yr)	—
Top reward rate	2X reward points	5%	Up to 1% cashback
Primary reward cap	No monthly cap published	₹1,000 eligible spend/mo	₹500 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI · Fuel · Rent	EMI · Fuel · Rent · Wallet · Government	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	₹1,000	—

Bajaj Finserv DBS Bank SuperCard details →HDFC Millennia Credit Card details →slice credit card details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bajaj Finserv DBS Bank SuperCard comparisons