Which card has the lower annual fee?

HDFC 6E Rewards Credit Card has the lowest annual fee at ₹500.

Which card earns more on moderate spend?

HDFC Regalia Gold leads with an estimated ₹5,556/yr net annual value on moderate spend.

Which card has the lower income requirement?

Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs HDFC 6E Rewards Credit Card vs HDFC Regalia Gold

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, HDFC 6E Rewards Credit Card, HDFC Regalia Gold — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, HDFC Regalia Gold ranks first for estimated net annual value — ahead of HDFC 6E Rewards Credit Card by about ₹5,176/yr.

Bajaj Finserv RBL Bank SuperCard vs HDFC 6E Rewards Credit Card vs HDFC Regalia Gold comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC 6E Rewards Credit Card HDFC Bank	HDFC Regalia Gold HDFC Bank
Fees & eligibility
Annual fee	₹999	₹500	₹2,500
Fee waiver threshold	No waiver published	Waived at ₹2,00,000/yr spend	Waived at ₹4,00,000/yr spend
Min income	₹25,000/mo	₹25,000/mo	₹50,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹739/yr	₹380/yr	₹5,556/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—	—
Travel	—	5 pts per ₹150 spend → ₹42/mo (₹500/yr)	—
Top reward rate	2X points/₹150	5X reward points	4 RP/₹150
Primary reward cap	No monthly cap published	No monthly cap published	No monthly cap published
Perks & restrictions
Lounge access	None	None	Up to 2 lounge vouchers/quarter · ₹1,00,000 spend per calendar quarter — generate voucher on Regalia SmartBuy (intl PP separate)
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI interest · Cash advance	EMI · Fuel · Rent · Wallet	EMI · Fuel · Rent · Wallet
Bonuses
Signup bonus	—	—	₹2,500

Frequently asked questions

Which card has the lower annual fee?: HDFC 6E Rewards Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?: HDFC Regalia Gold leads with an estimated ₹5,556/yr net annual value on moderate spend.
Which card has the lower income requirement?: Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Bajaj Finserv RBL Bank SuperCard

RBL Bank

Card 2

HDFC 6E Rewards Credit Card

HDFC Bank

Card 3

HDFC Regalia Gold

HDFC Bank

Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC BankPlatinum HDFC 6E Rewards Credit Card •••• •••• •••• 4242 Quick facts HDFC 6E Rewards Credit Card Top reward5X reward points Annual fee₹500 Min income₹25,000/mo Tap to flip back HDFC 6E Rewards Credit Card HDFC Bank	HDFC BankPlatinum HDFC Regalia Gold •••• •••• •••• 4242 Quick facts HDFC Regalia Gold Top reward4 RP/₹150 Annual fee₹2,500 Min income₹50,000/mo Tap to flip back HDFC Regalia Gold HDFC Bank
Fees & eligibility
Annual fee	₹999	₹500	₹2,500
Fee waiver threshold	No waiver published	Waived at ₹2,00,000/yr spend	Waived at ₹4,00,000/yr spend
Min income	₹25,000/mo	₹25,000/mo	₹50,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹739/yr	₹380/yr	₹5,556/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—	—
Travel	—	5 pts per ₹150 spend → ₹42/mo (₹500/yr)	—
Top reward rate	2X points/₹150	5X reward points	4 RP/₹150
Primary reward cap	No monthly cap published	No monthly cap published	No monthly cap published
Perks & restrictions
Lounge access	None	None	Up to 2 lounge vouchers/quarter · ₹1,00,000 spend per calendar quarter — generate voucher on Regalia SmartBuy (intl PP separate)
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI interest · Cash advance	EMI · Fuel · Rent · Wallet	EMI · Fuel · Rent · Wallet
Bonuses
Signup bonus	—	—	₹2,500

Bajaj Finserv RBL Bank SuperCard details →HDFC 6E Rewards Credit Card details →HDFC Regalia Gold details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bajaj Finserv RBL Bank SuperCard comparisons