Side-by-side · honest numbers
Bajaj Finserv RBL Bank SuperCard vs HDFC Bank Infinia Credit Card vs ICICI Bank Emeralde Private Metal Credit Card
Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, HDFC Bank Infinia Credit Card, ICICI Bank Emeralde Private Metal Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Bajaj Finserv RBL Bank SuperCard ranks first for estimated net annual value — ahead of HDFC Bank Infinia Credit Card by about ₹3,389/yr.
| Feature | Bajaj Finserv RBL Bank SuperCard RBL Bank | HDFC Bank Infinia Credit Card HDFC Bank | ICICI Bank Emeralde Private Metal Credit Card ICICI Bank |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹999 | ₹12,500 | ₹12,000 |
| Fee waiver threshold | No waiver published | ₹10,00,000/yr | No waiver published |
| Min income | ₹25,000/mo | ₹1,00,000/mo | ₹1,00,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | -₹739/yr | -₹4,128/yr | -₹8,952/yr |
| Online shopping | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | — | — |
| Travel | — | 5 pts per ₹150 spend → ₹167/mo (₹2,000/yr) | 6 pts per ₹150 spend → ₹80/mo (₹960/yr) |
| Top reward rate | 2X points/₹150 | 5 RP/₹150 | 4X reward points |
| Primary reward cap | No monthly cap published | No monthly cap published | No monthly cap published |
| Perks & restrictions | |||
| Lounge access | None | Unlimited domestic + international (Priority Pass) · No minimum spend for lounge — invite-only metal card | Unlimited domestic & international lounge access · No minimum spend required for lounge access |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI interest · Cash advance | EMI · Fuel · Rent · Wallet | EMI · Fuel · Rent · Wallet |
| Bonuses | |||
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- Bajaj Finserv RBL Bank SuperCard has the lowest annual fee at ₹999.
- Which card earns more on moderate spend?
- Bajaj Finserv RBL Bank SuperCard leads with an estimated -₹739/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Bajaj Finserv RBL Bank SuperCard
RBL Bank
HDFC Bank Infinia Credit Card
HDFC Bank
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank
Your adjusted comparison
| Feature | RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank | HDFC BankMetal HDFC Bank Infinia Credit Card •••• •••• •••• 4242 Quick facts HDFC Bank Infinia Credit Card Top reward5 RP/₹150 Annual fee₹12,500 Min income₹1,00,000/mo Tap to flip back HDFC Bank Infinia Credit Card HDFC Bank | ICICI BankMetal ICICI Bank Emeralde Private Metal Credit Card •••• •••• •••• 4242 Quick facts ICICI Bank Emeralde Private Metal Credit Card Top reward4X reward points Annual fee₹12,000 Min income₹1,00,000/mo Tap to flip back ICICI Bank Emeralde Private Metal Credit Card ICICI Bank |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹999 | ₹12,500 | ₹12,000 |
| Fee waiver threshold | No waiver published | ₹10,00,000/yr | No waiver published |
| Min income | ₹25,000/mo | ₹1,00,000/mo | ₹1,00,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | -₹739/yr | -₹4,128/yr | -₹8,952/yr |
| Online shopping | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | — | — |
| Travel | — | 5 pts per ₹150 spend → ₹167/mo (₹2,000/yr) | 6 pts per ₹150 spend → ₹80/mo (₹960/yr) |
| Top reward rate | 2X points/₹150 | 5 RP/₹150 | 4X reward points |
| Primary reward cap | No monthly cap published | No monthly cap published | No monthly cap published |
| Perks & restrictions | |||
| Lounge access | None | Unlimited domestic + international (Priority Pass) · No minimum spend for lounge — invite-only metal card | Unlimited domestic & international lounge access · No minimum spend required for lounge access |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI interest · Cash advance | EMI · Fuel · Rent · Wallet | EMI · Fuel · Rent · Wallet |
| Bonuses | |||
| Signup bonus | — | — | — |
Share this comparison
https://cardhungry.com/in/en/compare/bajaj-rbl-supercard-vs-hdfc-infinia-vs-icici-emeraldeMore Bajaj Finserv RBL Bank SuperCard comparisons
- Bajaj Finserv RBL Bank SuperCard vs 811 Dream Different Credit Card
- Bajaj Finserv RBL Bank SuperCard vs AU Altura Credit Card
- Bajaj Finserv RBL Bank SuperCard vs AU Zenith Credit Card
- Bajaj Finserv RBL Bank SuperCard vs American Express Gold Card
- Bajaj Finserv RBL Bank SuperCard vs American Express Platinum Travel Card
- Bajaj Finserv RBL Bank SuperCard vs American Express SmartEarn Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Amex Membership Rewards CC
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank ACE Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Airtel Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Atlas Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Flipkart Credit Card
- Bajaj Finserv RBL Bank SuperCard vs Axis Bank Magnus Credit Card