Which card has the lower annual fee?

ICICI Coral Credit Card has the lowest annual fee at ₹500.

Which card earns more on moderate spend?

SBI Card MILES leads with an estimated ₹3,290/yr net annual value on moderate spend.

Which card has the lower income requirement?

Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs ICICI Coral Credit Card vs SBI Card MILES

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, ICICI Coral Credit Card, SBI Card MILES — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI Card MILES ranks first for estimated net annual value — ahead of ICICI Coral Credit Card by about ₹3,200/yr.

Bajaj Finserv RBL Bank SuperCard vs ICICI Coral Credit Card vs SBI Card MILES comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	ICICI Coral Credit Card ICICI Bank	SBI Card MILES SBI Card
Fees & eligibility
Annual fee	₹999	₹500	₹1,499
Fee waiver threshold	No waiver published	No waiver published	Waived at ₹3,00,000/yr spend
Min income	₹25,000/mo	₹30,000/mo	₹35,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹739/yr	₹90/yr	₹3,290/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—	—
Travel	—	—	9 pts per ₹150 spend → ₹75/mo (₹900/yr)
Top reward rate	2X points/₹150	2 RP/₹100	6X reward points
Primary reward cap	No monthly cap published	₹100/ticket	No monthly cap published
Perks & restrictions
Lounge access	None	Railway lounge access at select stations · Complimentary railway lounge — no spend gate stated in public T&Cs	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI interest · Cash advance	EMI · Fuel · Rent	Fuel · Rent · Wallet · EMI
Bonuses
Signup bonus	—	—	₹2,000

Frequently asked questions

Which card has the lower annual fee?: ICICI Coral Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?: SBI Card MILES leads with an estimated ₹3,290/yr net annual value on moderate spend.
Which card has the lower income requirement?: Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Bajaj Finserv RBL Bank SuperCard

RBL Bank

Card 2

ICICI Coral Credit Card

ICICI Bank

Card 3

SBI Card MILES

SBI Card

Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	ICICI BankGold ICICI Coral Credit Card •••• •••• •••• 4242 Quick facts ICICI Coral Credit Card Top reward2 RP/₹100 Annual fee₹500 Min income₹30,000/mo Tap to flip back ICICI Coral Credit Card ICICI Bank	SBI CardPlatinum SBI Card MILES •••• •••• •••• 4242 Quick facts SBI Card MILES Top reward6X reward points Annual fee₹1,499 Min income₹35,000/mo Tap to flip back SBI Card MILES SBI Card
Fees & eligibility
Annual fee	₹999	₹500	₹1,499
Fee waiver threshold	No waiver published	No waiver published	Waived at ₹3,00,000/yr spend
Min income	₹25,000/mo	₹30,000/mo	₹35,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹739/yr	₹90/yr	₹3,290/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—	—
Travel	—	—	9 pts per ₹150 spend → ₹75/mo (₹900/yr)
Top reward rate	2X points/₹150	2 RP/₹100	6X reward points
Primary reward cap	No monthly cap published	₹100/ticket	No monthly cap published
Perks & restrictions
Lounge access	None	Railway lounge access at select stations · Complimentary railway lounge — no spend gate stated in public T&Cs	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI interest · Cash advance	EMI · Fuel · Rent	Fuel · Rent · Wallet · EMI
Bonuses
Signup bonus	—	—	₹2,000

Bajaj Finserv RBL Bank SuperCard details →ICICI Coral Credit Card details →SBI Card MILES details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bajaj Finserv RBL Bank SuperCard comparisons