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ICICI Sapphiro Credit Card vs IndusInd Bank Tiger Credit Card vs slice credit card

Honest side-by-side comparison of ICICI Sapphiro Credit Card, IndusInd Bank Tiger Credit Card, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, ICICI Sapphiro Credit Card ranks first for estimated net annual value — ahead of slice credit card by about ₹46/yr.

ICICI Sapphiro Credit Card vs IndusInd Bank Tiger Credit Card vs slice credit card comparison table
FeatureICICI Sapphiro Credit Card

ICICI Bank

IndusInd Bank Tiger Credit Card

IndusInd Bank

slice credit card

Slice

Fees & eligibility
Annual fee₹3,500Lifetime freeLifetime free
Fee waiver thresholdNo waiver publishedLifetime freeLifetime free
Min income₹75,000/mo₹20,000/mo₹15,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹3,556/yr-₹20/yr₹3,510/yr
Top reward rate4 RP/₹1001 reward point/₹150Up to 1% cashback
Primary reward capNo monthly cap publishedNo monthly cap published₹500 eligible spend/mo
Perks & restrictions
Lounge accessDomestic + international lounge · Premium dual-card pack — lounge visits typically bundled; verify quarterly caps on issuer site2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge accessNone
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · RentEMI · Fuel · Rent · Wallet loadsRent · Wallet loads · EMI
Bonuses
Signup bonus₹4,000

Frequently asked questions

Which card has the lower annual fee?
IndusInd Bank Tiger Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
ICICI Sapphiro Credit Card leads with an estimated ₹3,556/yr net annual value on moderate spend.
Which card has the lower income requirement?
slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

ICICI Sapphiro Credit Card

ICICI Bank

IndusInd Bank Tiger Credit Card

IndusInd Bank

slice credit card

Slice

Your adjusted comparison

Feature
ICICI BankPlatinum

ICICI Sapphiro Credit Card

•••• •••• •••• 4242

Quick facts

ICICI Sapphiro Credit Card

Top reward4 RP/₹100
Annual fee₹3,500
Min income₹75,000/mo

Tap to flip back

ICICI Sapphiro Credit Card

ICICI Bank

IndusInd BankGold

IndusInd Bank Tiger Credit Card

•••• •••• •••• 4242

Quick facts

IndusInd Bank Tiger Credit Card

Top reward1 reward point/₹150
Annual feeLifetime Free
Min income₹20,000/mo

Tap to flip back

IndusInd Bank Tiger Credit Card

IndusInd Bank

SliceGold

slice credit card

•••• •••• •••• 4242

Quick facts

slice credit card

Top rewardUp to 1% cashback
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

slice credit card

Slice

Fees & eligibility
Annual fee₹3,500Lifetime freeLifetime free
Fee waiver thresholdNo waiver publishedLifetime freeLifetime free
Min income₹75,000/mo₹20,000/mo₹15,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹3,556/yr-₹20/yr₹3,510/yr
Top reward rate4 RP/₹1001 reward point/₹150Up to 1% cashback
Primary reward capNo monthly cap publishedNo monthly cap published₹500 eligible spend/mo
Perks & restrictions
Lounge accessDomestic + international lounge · Premium dual-card pack — lounge visits typically bundled; verify quarterly caps on issuer site2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge accessNone
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusionsEMI · Fuel · RentEMI · Fuel · Rent · Wallet loadsRent · Wallet loads · EMI
Bonuses
Signup bonus₹4,000

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