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ICICI Sapphiro Credit Card vs slice credit card vs YES Bank Marquee Credit Card

Honest side-by-side comparison of ICICI Sapphiro Credit Card, slice credit card, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, ICICI Sapphiro Credit Card ranks first for estimated net annual value — ahead of slice credit card by about ₹46/yr.

ICICI Sapphiro Credit Card vs slice credit card vs YES Bank Marquee Credit Card comparison table
FeatureICICI Sapphiro Credit Card

ICICI Bank

slice credit card

Slice

YES Bank Marquee Credit Card

YES Bank

Fees & eligibility
Annual fee₹3,500Lifetime free₹999
Fee waiver thresholdNo waiver publishedLifetime freeNo waiver published
Min income₹75,000/mo₹15,000/mo₹40,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹3,556/yr₹3,510/yr-₹29/yr
Travel4 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate4 RP/₹100Up to 1% cashback4 RP/₹150
Primary reward capNo monthly cap published₹500 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge accessDomestic + international lounge · Premium dual-card pack — lounge visits typically bundled; verify quarterly caps on issuer siteNoneDomestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs
UPI rewardsNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback capNot supported (Visa/MC)
Key exclusionsEMI · Fuel · RentRent · Wallet loads · EMIEMI · Fuel · Rent
Bonuses
Signup bonus₹4,000

Frequently asked questions

Which card has the lower annual fee?
slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
ICICI Sapphiro Credit Card leads with an estimated ₹3,556/yr net annual value on moderate spend.
Which card has the lower income requirement?
slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

ICICI Sapphiro Credit Card

ICICI Bank

slice credit card

Slice

YES Bank Marquee Credit Card

YES Bank

Your adjusted comparison

Feature
ICICI BankPlatinum

ICICI Sapphiro Credit Card

•••• •••• •••• 4242

Quick facts

ICICI Sapphiro Credit Card

Top reward4 RP/₹100
Annual fee₹3,500
Min income₹75,000/mo

Tap to flip back

ICICI Sapphiro Credit Card

ICICI Bank

SliceGold

slice credit card

•••• •••• •••• 4242

Quick facts

slice credit card

Top rewardUp to 1% cashback
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

slice credit card

Slice

YES BankPlatinum

YES Bank Marquee Credit Card

•••• •••• •••• 4242

Quick facts

YES Bank Marquee Credit Card

Top reward4 RP/₹150
Annual fee₹999
Min income₹40,000/mo

Tap to flip back

YES Bank Marquee Credit Card

YES Bank

Fees & eligibility
Annual fee₹3,500Lifetime free₹999
Fee waiver thresholdNo waiver publishedLifetime freeNo waiver published
Min income₹75,000/mo₹15,000/mo₹40,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹3,556/yr₹3,510/yr-₹29/yr
Travel4 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate4 RP/₹100Up to 1% cashback4 RP/₹150
Primary reward capNo monthly cap published₹500 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge accessDomestic + international lounge · Premium dual-card pack — lounge visits typically bundled; verify quarterly caps on issuer siteNoneDomestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs
UPI rewardsNot supported (Visa/MC)Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback capNot supported (Visa/MC)
Key exclusionsEMI · Fuel · RentRent · Wallet loads · EMIEMI · Fuel · Rent
Bonuses
Signup bonus₹4,000

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