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DBS Altitude Visa vs UOB PRVI Miles Card

Honest side-by-side comparison of DBS Altitude Visa, UOB PRVI Miles Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

Same spend profile for all cards. How we calculate net annual value

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Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

DBS Altitude Visa

DBS

UOB PRVI Miles Card

UOB

Your adjusted comparison

Feature
DBS Altitude Visa credit card

DBS Altitude Visa

DBS

UOB PRVI Miles Card credit card

UOB PRVI Miles Card

UOB

Fees & eligibility
Annual fee$194$256
Fee waiver thresholdNo waiver publishedNo waiver published
Min income$30,000/mo$80,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)$602/yr$411/yr
Online shopping$500 → 1,000 pts/mo × $0.02/pt = $20/mo ($240/yr)—
Travel$300 → 900 pts/mo × $0.02/pt = $18/mo ($216/yr) · issuer max $500/mo$300 → 420 pts/mo × $0.02/pt = $8.40/mo ($101/yr)
Top reward rate3 miles/S$11.4 miles/S$1
Primary reward cap$500 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge access2 complimentary lounge visits per year · No minimum spend required for lounge accessComplimentary lounge access at select airports · No minimum spend required for lounge access
Key exclusionsInsurance · Government payments · Balance transfersInsurance · Government payments · Balance transfers
Bonuses
Signup bonus——

Stack mode (hold both)

Holding both may not beat using only the better solo card on this spend.

DBS Altitude Visa details →UOB PRVI Miles Card details →

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Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, DBS Altitude Visa leads UOB PRVI Miles Card by about $191/yr in estimated net value.

Spend assumptions for this table

Moderate user spend profile · $2,400/mo

$2,400/month total spend — typical Singapore user

Groceries $500 · Online $500 · Dining $300 · Travel $300 · Other $300

DBS Altitude Visa vs UOB PRVI Miles Card comparison table
FeatureDBS Altitude Visa

DBS

UOB PRVI Miles Card

UOB

Fees & eligibility
Annual fee$194$256
Fee waiver thresholdNo waiver publishedNo waiver published
Min income$30,000/mo$80,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)$602/yr$411/yr
Online shopping$500 → 1,000 pts/mo × $0.02/pt = $20/mo ($240/yr)—
Travel$300 → 900 pts/mo × $0.02/pt = $18/mo ($216/yr) · issuer max $500/mo$300 → 420 pts/mo × $0.02/pt = $8.40/mo ($101/yr)
Top reward rate3 miles/S$11.4 miles/S$1
Primary reward cap$500 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge access2 complimentary lounge visits per year · No minimum spend required for lounge accessComplimentary lounge access at select airports · No minimum spend required for lounge access
Key exclusionsInsurance · Government payments · Balance transfersInsurance · Government payments · Balance transfers
Bonuses
Signup bonus——

Frequently asked questions

Which card has the lower annual fee?
DBS Altitude Visa has the lowest annual fee at $194.
Which card earns more on moderate spend?
DBS Altitude Visa leads with an estimated $602/yr net annual value on moderate spend.
Which card has the lower income requirement?
DBS Altitude Visa lists a minimum monthly income of $30,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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