Which card has the lower annual fee?

slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

HDFC Regalia Gold leads with an estimated ₹5,556/yr net annual value on moderate spend.

Which card has the lower income requirement?

slice credit card lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bajaj Finserv RBL Bank SuperCard vs HDFC Regalia Gold vs slice credit card

Honest side-by-side comparison of Bajaj Finserv RBL Bank SuperCard, HDFC Regalia Gold, slice credit card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, HDFC Regalia Gold ranks first for estimated net annual value — ahead of slice credit card by about ₹2,046/yr.

Bajaj Finserv RBL Bank SuperCard vs HDFC Regalia Gold vs slice credit card comparison table
Feature	Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC Regalia Gold HDFC Bank	slice credit card Slice
Fees & eligibility
Annual fee	₹999	₹2,500	Lifetime free
Fee waiver threshold	No waiver published	Waived at ₹4,00,000/yr spend	Lifetime free
Min income	₹25,000/mo	₹50,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹739/yr	₹5,556/yr	₹3,510/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—	—
Top reward rate	2X points/₹150	4 RP/₹150	Up to 1% cashback
Primary reward cap	No monthly cap published	No monthly cap published	₹500 eligible spend/mo
Perks & restrictions
Lounge access	None	Up to 2 lounge vouchers/quarter · ₹1,00,000 spend per calendar quarter — generate voucher on Regalia SmartBuy (intl PP separate)	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI interest · Cash advance	EMI · Fuel · Rent · Wallet	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	₹2,500	—

Frequently asked questions

Which card has the lower annual fee?: slice credit card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: HDFC Regalia Gold leads with an estimated ₹5,556/yr net annual value on moderate spend.
Which card has the lower income requirement?: slice credit card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Bajaj Finserv RBL Bank SuperCard

RBL Bank

Card 2

HDFC Regalia Gold

HDFC Bank

Card 3

slice credit card

Slice

Your adjusted comparison

Feature	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC BankPlatinum HDFC Regalia Gold •••• •••• •••• 4242 Quick facts HDFC Regalia Gold Top reward4 RP/₹150 Annual fee₹2,500 Min income₹50,000/mo Tap to flip back HDFC Regalia Gold HDFC Bank	SliceGold slice credit card •••• •••• •••• 4242 Quick facts slice credit card Top rewardUp to 1% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back slice credit card Slice
Fees & eligibility
Annual fee	₹999	₹2,500	Lifetime free
Fee waiver threshold	No waiver published	Waived at ₹4,00,000/yr spend	Lifetime free
Min income	₹25,000/mo	₹50,000/mo	₹15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹739/yr	₹5,556/yr	₹3,510/yr
Online shopping	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	—	—
Top reward rate	2X points/₹150	4 RP/₹150	Up to 1% cashback
Primary reward cap	No monthly cap published	No monthly cap published	₹500 eligible spend/mo
Perks & restrictions
Lounge access	None	Up to 2 lounge vouchers/quarter · ₹1,00,000 spend per calendar quarter — generate voucher on Regalia SmartBuy (intl PP separate)	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Earns: Up to 1% cashback on eligible spends · cap ₹500/month cashback cap
Key exclusions	EMI interest · Cash advance	EMI · Fuel · Rent · Wallet	Rent · Wallet loads · EMI
Bonuses
Signup bonus	—	₹2,500	—

Bajaj Finserv RBL Bank SuperCard details →HDFC Regalia Gold details →slice credit card details →

Share this comparison

https://cardhungry.com/in/en/compare/bajaj-rbl-supercard-vs-hdfc-regalia-gold-vs-slice-credit-card

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bajaj Finserv RBL Bank SuperCard comparisons